The scheme will be implemented in the districts for tapioca, Rice fallow cotton, Paddy, Maize, Sugarcane, Brinjal, Groundnut,Black gram, Bananna, Rice Fallow green gram, Redchillies, Bhindhi, sorghum, Onion, Tomato, Sesame, potato, cabbage, coriander, Garlic, Ginger, carrot and bengal gram under the scheme by the Government of Tamil Nadu for which the crop-specific cut-off dates are also provided.
PMFBY scheme insures farmers against any losses in crop yield arising out of a wide range of external risks such as drought, floods, dry spells, landslides, cyclones, hurricanes, hailstorms, Inundations, pests, diseases and others.
To determine the loss in the yield, the state government will plan and conduct Crop Cutting Experiments (CCEs) on the notified crops in areas notified for the scheme. In case the yield data, based on CCEs conducted, concludes to be low then the farmers will be considered to have suffered a shortfall in their yield for which the claims will be payable to the farmers.
As per the reports the scheme provides insurance cover for all stages of the crop cycle including pre-sowing, harvesting and post-harvest risks. All the products under the PMFBY scheme are approved by the Department of Agriculture, Government of Tamil Nadu. Farmers from the districts of Cuddalore, Ranipet, Madurai, Tirunelveli, Villupuram, Krishnagiri, Pudukkottai I, Ramnathpuram II, The Nilgiris and Tiruppur can reach out to their respective banks, Common Service Centres (CSCs) in their district or contact the authorized HDFC ERGO agents to obtain the insurance cover under the PMFBY scheme for the corps listed above.
The details of the validity period to obtain the insurance cover will be available for the farmers on the website of the Department of Agriculture. The farmer may also logon to the Farmers App or opt for self-enrollment of the scheme on the website
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